Your All‑In‑One Insurance Partner for a Safer, Smarter, Integrated Future
Comprehensive Insurance Solutions. One Unified Team. Unlimited Possibilities.
At Citrus Insurance, we believe businesses function at their best when their insurance isn’t scattered across multiple carriers and agencies. That’s why we provide every type of insurance coverage under one integrated platform bringing clarity, speed, and strategic value to your risk management strategy.
Whether you need coverage for your company, your employees, or the individuals you serve, Citrus Insurance ensures your entire insurance ecosystem works together seamlessly.
Why Businesses Choose Citrus Insurance
One Partner for All Lines of Insurance
Stop juggling multiple brokers, agents, renewals, and policies. Citrus Insurance offers full‑spectrum insurance solutions coordinated under a single strategy so you can spend more time running your business.
Our integrated model reduces duplication, closes coverage gaps, and improves cost efficiency across all insurance lines.
Protect Your Business and Your Family, The Integrated Way
Citrus Insurance is more than an insurance provider.
We are your long-term partner in stability, growth, and risk management.
Our Integrated Insurance Solutions
Health Insurance (U65)
We provide individuals and families with access to affordable coverage options through our ACA, private, and non-traditional health plans.
There has never been more uncertainty regarding the affordability of health coverage. Whether self-employed, transitioning between jobs, or just seeking affordable coverage, we provide integrated solutions that fit every stage of life.
Life Insurance
Life happens but with the right plan, your clients and employees are protected through every stage.
We offer:
• Term Life
• Whole & Universal Life
• Key Person & Business Continuity Life Plans
Perfect for individuals and for businesses enhancing their executive benefits.
Medicare Solutions
Navigating Medicare can be complex Citrus Insurance makes it simple.
We guide clients through all Medicare options:
• Medicare Advantage
• Medicare Supplement (Medigap)
• Prescription Drug Plans
Our advisors ensure individuals receive the coverage they need with clarity and confidence.
Commercial Insurance
Protect the core of your business with fully customized coverage, including:
• General Liability
• Property & Casualty
• Workers’ Compensation
• Commercial Auto
• Cyber & Professional Liability
• Industry-Specific Packages
We help you anticipate risk, lower exposure, and optimize total cost of risk across your organization.•
Personal Insurance
Protecting people is just as essential as protecting companies. Citrus Insurance provides full spectrum personal insurance solutions to safeguard your home, family, lifestyle, and assets.
• Homeowners Insurance
• Auto Insurance
• Renters Insurance
• Umbrella Liability Policies
• Flood & Specialty Property Coverage
• Recreational Vehicle Coverage (Boats, Motorcycles, RVs & More)
Whether you’re protecting a home, a vehicle, or a lifetime of hard work, we deliver personal insurance solutions that integrate seamlessly with your broader risk and benefits strategy.
Employee Benefits
Solid benefits attract strong talent and keep them.
We deliver complete, competitive benefit programs:
• Group Health, Dental, Vision
• Disability & Supplemental Benefits
• Flexible Spending & HSA Plans
• Wellness, Compliance & Benefits Administration
All designed to support employee wellbeing and lower your long-term benefit costs.
The Citrus Advantage: Integrated. Intelligent. Streamlined.
A 360° Risk + Benefits Approach
Most agencies sell policies.
We build systems.
By aligning commercial, health, benefits, and personal insurance under one strategic framework, Citrus Insurance eliminates inefficiencies and ensures every coverage works together.
Better Data. Better Decisions.
Our integrated model gives you a single view of your risk, premiums, renewals, and claims empowering smarter planning and budgeting.
One Point of Contact. One Plan. Zero Confusion.
No more fragmented service. No more conflicting advice.
You get a unified team committed to protecting your business from every angle.
Who We Serve
Small & Mid‑Size Businesses
Large Enterprise Organizations
Startups & Fast-Growth Companies
Individuals & Families
Senior Markets
Professional Services, Retail, Real Estate, Healthcare & More
What client say about us
“Citrus Insurance Group made switching my auto and home insurance incredibly easy. They found me better coverage at a lower price and took the time to explain everything clearly. Highly recommend them.”
Jessica R.
San Antonio, TX
“As a small business owner, I needed someone who actually understood my risks. Citrus Insurance Group reviewed my policies, fixed coverage gaps, and saved me money. I feel much more protected now.”
Michael T.
Business Owner, Bee Cave Tx
“I shopped around for auto insurance and Citrus Insurance Group had the best options by far. Fast service, great communication, and a smooth process from start to finish.”
Daniel M.
Auto Insurance,Bulverde Tx
“Health insurance was overwhelming until I spoke with Citrus Insurance Group. They explained my ACA options and helped me enroll in a plan that fit my budget and medical needs. Completely stress-free.”
Laura M.
Age: 52
“I needed health insurance for my family and didn’t know where to start. Citrus Insurance Group guided me through every option and helped us find solid coverage at an affordable rate.”
Robert K.
Age : 38
“I thought health insurance would be expensive, but Citrus Insurance Group showed me options I didn’t even know existed for myself and my family. The process was quick and easy, and I feel confident in my coverages.”
Angela S.
Age: 29
Frequently asked question
What makes Citrus Insurance different from a traditional insurance agency?
Most agencies focus on selling individual policies. Citrus Insurance takes a fully integrated approach, aligning commercial insurance, employee benefits, personal insurance, health coverage, Medicare, and life insurance under one coordinated strategy. This eliminates coverage gaps, reduces inefficiencies, and gives you one unified team and one clear plan.
Do you work with multiple insurance carriers?
Yes. Citrus Insurance is carrier-agnostic, which allows us to shop the market and design customized solutions across top-rated national and regional carriers. Our independence ensures recommendations are based on what is best for you not tied to a single provider.
Can Citrus Insurance replace all of our existing brokers and agents?
In most cases, yes. Many clients come to us after managing multiple brokers for different lines of coverage. Citrus Insurance consolidates those relationships into one strategic partnership, simplifying renewals, service, claims coordination, and long-term planning.
Do you offer employee benefits and HR support?
Yes. Citrus Insurance provides full-service employee benefits solutions, including group health, dental, vision, disability, supplemental benefits, compliance support, and benefits administration. We help employers attract talent while maintaining predictable and sustainable costs.
Can you help individuals and families, or only businesses?
We serve both. Citrus Insurance offers personal insurance, health insurance (U65), Medicare, and life insurance for individuals and families. Many of our business clients also work with us to protect their personal assets and families under the same integrated strategy.
How do you help with health insurance for individuals under 65?
We help individuals and families navigate ACA plans, private health options, and alternative coverage solutions. Whether you are self-employed, between jobs, or seeking more affordable coverage, we tailor solutions based on your needs, budget, and life stage.
Protect Your Business and Your Family, The Integrated Way!
Citrus Insurance is more than an insurance provider.
We are your long-term partner in stability, growth, and risk management.
Integrated Insurance Solutions Designed to Protect Businesses, Individuals, and Families
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